Which of the following is a type of insurance policy form used for liability coverage?

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Liability policy forms come in two main styles: claims-made and occurrence. The claims-made form provides coverage when a claim is actually filed during the policy period (often with an extended reporting period available). This is the common structure for professional liability policies, where protection depends on when the claim is made, not when the incident happened. Occurrence coverage, on the other hand, covers claims based on when the event occurred, regardless of when the claim is made. Tail coverage is an extension that allows reporting of claims after a policy ends on a claims-made basis, not the basic form itself. Excess coverage simply raises limits above the underlying policy and isn’t a separate form type. So, the type of policy form used for liability coverage in this context is claims-made coverage.